ACI Worldwide, Inc., develops, markets, installs, and supports various software products and solutions for facilitating digital payments in the United States and internationally. The company operates in Banks, Merchants, and Billers segments. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, fraud prevention, and reduce interchange fees; ACI Issuing, a digital payment solution for new payment offering; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities. It also provides account-to-account payments which supports processing for banks and intermediaries globally, as well as regulatory compliance. In addition, the company offers ACI Payments Orchestration Platform for optimizing payments; omni-channel payment platform; ACI Fraud Management for merchants, billers, financial institutions, and scoring services, an artificial and human insights with data intelligence to achieve precision, mitigate sophisticated threats, and deliver value-added services for consumer experiences; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, subscription provider, telecommunications, and mortgage sectors; implementation services, include product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Elkhorn, Nebraska.