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DoorDash Rewards Mastercard review: Treat yourself to dinner and cash back

Turn your DoorDash orders, dinner reservations, and grocery purchases into cash back with the DoorDash Rewards Mastercard®. You'll earn up to 4% cash back on purchases with no spending caps or annual fees. New cardholders receive a free DashPass subscription for the first year, and you can earn additional years based on your spending. The card also includes valuable protections on travel, purchases, and cell phones at no extra charge.

  • Annual fee
    $0
  • Welcome offer
    Free year of DashPass ($96 value)
  • Card type(s)
    Cash back, Rewards
  • Purchase APR
    19.49% - 28.24% variable
  • Rewards rate
    • 4% cash back on DoorDash and Caviar orders (includes restaurants, groceries, pet supplies, retail items, and more)
    • 3% cash back on dining when purchased directly from a restaurant
    • 2% cash back on purchases from grocery stores, online or in-person
    • 1% cash back on all other purchases
  • Benefits
    Earn a complimentary DashPass membership every year with $10k in annual card spend

How to earn rewards

With the DoorDash credit card, you'll earn cash-back rewards on every purchase. You'll receive the highest rewards when ordering from DoorDash (Apple, Google) and Caviar (Apple, Google). DoorDash delivers food from local restaurants, as well as essentials from local businesses. You can request items from grocery, convenience and liquor stores, plus orders from flower shops, package pickup or drop off at UPS, FedEx and UPS or supplies for your pet. Caviar focuses strictly on takeout or delivery from local restaurants.

You'll also earn 3% cash back when dining at local restaurants and 2% on in-store and online grocery orders. All other purchases earn 1% cash back. There are no caps on how much you can earn, and you don't have to activate special offers to earn maximum cash back.

How to redeem rewards

The cash-back rewards from the DoorDash credit card never expire, so you can choose when to redeem them. Rewards typically post to your account at the end of every statement cycle.

You can redeem rewards for DoorDash and Caviar orders, cash back, or gift cards. When requesting cash back, you can choose between a statement credit or a direct deposit to your linked checking or savings account. There are numerous gift card redemption options, including DoorDash and restaurants.

Who is the DoorDash Rewards Mastercard best for?

The DoorDash credit card is best for consumers who order from DoorDash on a regular basis. It offers elevated rewards on purchases through DoorDash and Caviar. Plus, new cardholders receive one free year of DashPass, a savings of $9.99 per month. When you spend $10,000 each year, your membership fee remains waived.

This card also provides valuable rewards on dining and grocery purchases, so you’ll earn extra cash back, even when you don’t order from DoorDash.

DoorDash Rewards Mastercard benefits

In addition to cash-back rewards, the DoorDash Rewards Mastercard includes other valuable benefits you can enjoy.

  • Free DashPass membership based on spending. When you spend $10,000 by your card anniversary date, you'll receive a free DashPass membership.

  • 10% off eligible orders. Through Dec. 31, 2024, you'll receive 10% off one convenience, grocery, alcohol, retail, or DashMart order each month.

  • Rental car insurance. Receive secondary protection against theft or damage on car rentals paid with your DoorDash credit card.

  • Trip cancellation/interruption insurance. Get reimbursed up to $1,500 per person and $6,000 per trip for prepaid, nonrefundable travel expenses for covered situations.

  • Purchase protection. New purchases are covered for 120 days against damage or theft up to $500 per claim (maximum of $50,000 per account).

  • Extended warranty. Eligible items receive one additional year of coverage beyond the manufacturer's warranty.

  • Cell phone protection. Receive complimentary cell phone protection when you pay your cell phone bill with your DoorDash Mastercard.

DoorDash Rewards Mastercard potential drawbacks

  • Must spend $10,000 each year to continue DashPass benefits

  • Limited redemption options for rewards

  • Does not offer a traditional welcome bonus

  • No intro APR offers

Where can you use DoorDash Rewards Mastercard?

You can use the DoorDash credit card to make payments anywhere Mastercard is accepted, both domestically and internationally, with no foreign transaction fees.

How to make a DoorDash Rewards Mastercard payment

  • Log into your account online at Chase.com

  • Make payments through the Chase mobile app (Apple, Google)

  • Pay using cash or check at a Chase ATM

  • Over the phone: (800) 436-7958

  • In-person at a Chase branch

  • Mail payments to Cardmember Services, P.O. Box 6294, Carol Stream, IL 60197-6294

  • Overnight payments to Chase Card Services, 201 N. Walnut Street, De1-0153, Wilmington, DE 19801

  • Western Union payments, use the Code City WALNUT

DoorDash Rewards Mastercard customer service info

  • Customer service is available by phone 24 hours a day, seven days a week

  • Phone number: (800) 945-2000

  • DoorDash Rewards Mastercard login page

Alternative cards to consider

The DoorDash credit card is an excellent choice for people who order delivery of meals and other items regularly. However, these orders can add up quickly and bust your budget. With that in mind, other rewards credit cards might be a better option and encourage you to be more frugal with your purchases. Here are some other cards to consider.

  • Annual fee
    $0
  • Welcome offer
    Earn $250 cash back after spending $500 on purchases in the first 3 months
  • Card type(s)
    Cash-back, Rewards
  • Introductory APR
    0% intro APR on purchases and balance transfers for 15 months, then variable 19.74% - 29.74% APR
  • Purchase APR
    19.74% - 29.74% variable
  • Recommended credit score
    Good, Excellent
  • Rewards rate
    • 8% cash back on Capital One Entertainment purchases
    • 5% cash back on hotels and rental cars booked through Capital One Travel
    • 3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart and Target)
    • 1% cash back on all other purchases
  • Benefits
    • Get a 0% APR on purchases and balance transfers for the first 15 months
    • No foreign transaction fees

Why we like it: The Capital One Savor Rewards card is the ideal cash-back credit card for foodies. It earns an unlimited 3% cash back on dining, entertainment, groceries, and select streaming services. Cardholders also have access to exclusive dining experiences, and can earn 8% cash back on Capital One Entertainment purchases.

  • Annual fee
    $325
  • Welcome offer
    Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases in the first 6 months
  • Card type(s)
    Travel, Rewards
  • Ongoing Purchases APR
    See Pay Over Time APR
  • Recommended credit score
    Excellent/Good
  • Rewards rate
    • 4x Membership Rewards Points at restaurants worldwide (on up to $50,000 per calendar year in purchases, then 1x)
    • 4x Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1x)
    • 3x Membership Rewards points on flights booked directly with airlines or on AmexTravel.com
    • 2x Membership Rewards points on prepaid hotels and other eligible purchases booked on AmexTravel.com
    • 1x Membership Rewards points on all other eligible purchases
  • Benefits
    • Earn up to $10 in statement credits each month when you pay with your American Express Gold Card at Five Guys, Grubhub, The Cheesecake Factory, Goldbelly, and Wine.com (enrollment required)
    • Up to $100 in annual statement credits ($50 semi-annually) when you use your American Express Gold Card on eligible purchases at U.S. restaurants on the Resy app or Resy.com
    • Up to $84 per year ($7/month) in statement credits after you enroll and pay with your American Express Gold Card at more than 9,000 U.S. Dunkin’® locations

Why we like it: Earn flexible points with your dining and grocery purchases with the American Express Gold Card. Plus, if you like to travel, you'll earn 3x points on flights booked directly or through Amex Travel. Points can be redeemed for travel, cash back, gift cards, and more. However, the highest value generally comes when booking travel directly with airlines or through amextravel.com. Although it has a high annual fee, it comes with a $120 dining credit and $120 in Uber Cash* each year, effectively offsetting the cost (see rates and fees; terms apply).

*Up to $10 in Uber Cash a month; you must have the latest version of the Uber App downloaded and your eligible American Express Gold Card must be a method of payment in your Uber account; Amex benefit may only be used in United States

  • Annual fee
    $0
  • Welcome offer
    Earn $200 in cash back after spending $1,500 on purchases in the first 6 months (bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back)
  • Introductory APR
    0% intro APR on purchases and balance transfers for the first 15 months
  • Recommended credit score
    Good to Excellent
  • Rewards rate
    • 5% cash back on purchases in your top eligible spend category each billing cycle (up to the first $500 spent, 1% cash back after that)
    • 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ through 6/30/2025
    • 1% unlimited cash back on all other purchases
  • Benefits
    • No annual fee
    • As your spending changes, your earn adjusts automatically when you spend in any of the eligible categories each billing cycle

Why we like it: This card will automatically reward you 5% cash back in your top eligible spending category.

For maximum restaurant rewards, for example, you could reserve this card specifically for dining out, and only use it to pay at restaurants (cafes, bars, lounges, and fast food restaurants are also included in this category, according to Citi). If you spend up to the max $500 each billing cycle on dining — a total $6,000 at restaurants each year to earn the full potential 5% — you could earn $300 annually on dining.

This article was edited by Rebecca McCracken


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All information about the DoorDash Rewards Mastercard® has been collected independently by Yahoo Finance. The DoorDash Rewards Mastercard® is no longer available through Yahoo Finance.