Latest home buying and mortgage insights - Page 10 - Yahoo Finance

Mortgage calculator

Estimate your monthly payment with the mortgage calculator.

How to buy a house

With mortgage rates and home prices still elevated, here's what you need to know about buying a house this year.

How much house can I afford?

Here's how to use a mortgage affordability calculator to help you determine how much house you can afford.

Get a low mortgage rate

Buying a house when interest rates are high requires an understanding of your different mortgage options.

Best mortgage lenders

Here's how to find the right mortgage lender when shopping for a home loan.

First-time home buyers

If you're looking to buy a home for the first time in 2023, here are some benefits and programs to take advantage of.

HELOC vs. home equity loan

Home equity lines of credit and home equity loans are designed to allow you access to the value of your home right now.

Mortgage refinancing

If you're considering refinancing your mortgage, here's everything you need to get started.

Best overall FHA lender

Pennymac

Review

As a leader in FHA lending, Pennymac is an obvious choice for borrowers seeking a low-down-payment loan.

Good for rapid home approval

Better Mortgage

Review

Better combines several home-buying services, including rapid loan approval, insurance, real estate, settlement services, and more, into a consolidated digital experience. It's a lender worthy of comparison.

Good for closing costs and down payment assistance

Bank of America Mortgage

Review

Bank of America is a good addition to your short-list of lenders for several reasons, including closing costs and down payment assistance available to eligible home buyers.

How does a fixed-rate mortgage work?

How does a fixed-rate mortgage work?

A fixed-rate mortgage locks in your interest rate for the entire loan term. Learn how a fixed-rate mortgage works and whether it’s the right fit for you.

What is an adjustable-rate mortgage? Is an ARM the way to go in 2024?

What is an adjustable-rate mortgage? Is an ARM the way to go in 2024?

An adjustable-rate mortgage (ARM) typically starts with a lower rate than a fixed-rate loan. Find out if an ARM is a good idea right now.

How a float-down option lowers your locked-in mortgage rate

How a float-down option lowers your locked-in mortgage rate

A float-down option lowers your interest rate before closing, even if you’ve already locked in a higher mortgage rate. Learn how a mortgage float-down works.

Want to refinance your mortgage? Here are 7 home refinance options.

Want to refinance your mortgage? Here are 7 home refinance options.

There are several types of home refinance options, including cash-out, no-closing-cost, and more. Learn which type of refinance is best for your financial goals.

When will housing prices drop?

When will housing prices drop?

Median house prices are finally dropping, although the cost per square foot is increasing. Learn about what needs to happen for more housing price decreases.

When will the housing market crash again?

When will the housing market crash again?

The current housing market is different from the one that led to the 2008 housing crash. Learn how home prices and rates will affect the market in 2024 and 2025.

What are the conforming loan limits for 2024?

What are the conforming loan limits for 2024?

The conforming loan limits for 2024 refer to how much you can borrow without needing a jumbo loan. Find out what the loan limit is where you live.

Which is more important, your interest rate or house price?

Which is more important, your interest rate or house price?

Which will save you more money: a lower mortgage interest rate or house price? Learn how the two affect each other and which to prioritize when buying a home.

Should you buy a house? How to know if you're ready.

Should you buy a house? How to know if you're ready.

When should you buy a house? The decision mostly comes down to your stage in life, credit score, and savings. Find out if you’re ready to buy a home.

How the Federal Reserve rate decision affects mortgage rates

How the Federal Reserve rate decision affects mortgage rates

The Federal Reserve affects mortgage rates by setting a federal funds rate at Fed meetings. Learn how the Fed could impact your rate when you buy or refinance.