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JetBlue Card review: Lackluster benefits with no annual fee
The JetBlue Card is a rare airline credit card that doesn't charge an annual fee. But while the card does offer some solid value potential for big spenders, most people will find its benefits underwhelming.
- Annual fee$0
- Welcome offerEarn 10,000 bonus points after spending $1,000 in the first 90 days
- Card type(s)Airline, Travel
- Purchase APR21.49% - 29.99% variable
- Rewards rate
- 3x points on eligible JetBlue purchases
- 2x points at restaurants and eligible grocery stores
- 1x points on all other purchases
- Benefits
- No blackout dates
- Points never expire
- Earn and share points with family and friends
Additional benefits
With no annual fee, there are few perks. However, cardholders will get a 50% discount on eligible inflight purchases on JetBlue-operated flights, which is higher than what most airline credit cards offer.
Additionally, your card spending can help you earn Mosaic elite status. More specifically, you'll earn 1 tile for every $1,000 you spend on the card. You'll achieve the first tier of Mosaic status with 50 tiles or $50,000 in annual spending. You can also earn 1 tile for every $100 you spend on eligible spending with JetBlue, so depending on how frequently you fly with JetBlue, you could earn status with less than $50,000 in spending.
The first tier of Mosaic status includes several perks, such as priority boarding, two free checked bags, complimentary alcoholic beverages in flight, complimentary seat upgrades and a status match with Avis.
How to earn rewards
The JetBlue Card offers solid rewards on JetBlue purchases. Some annual-fee airline cards may only give double points or miles on purchases with the co-branded airline.
You'll also earn double points on restaurant and eligible grocery store purchases, giving you a chance to rack up more rewards on some common household spending categories.
That said, the vast majority of your spending will earn just 1 point per dollar. While that's standard for airline credit cards, you may wish to pair the JetBlue Card with another travel credit card that offers a higher base rewards rate to ensure you maximize the value of all of your purchases.
How to redeem rewards
As a frequent flyer program, the best way to use JetBlue TrueBlue points is to book award flights. The airline allows you to use rewards to cover the full fare — though you're on the hook for taxes and fees — or to use a mix of points and cash.
JetBlue offers flights throughout the U.S., Mexico, the Caribbean, and a few countries in South America and Europe. You can also redeem points for flights with Hawaiian Airlines and Qatar Airways, but international flights are limited beyond that.
You can also use your rewards to book JetBlue Vacations packages or donate them to a charitable cause.
Who is the JetBlue Card best for?
The JetBlue Card may be worth considering if you spend a lot and want to earn Mosaic status with no annual fee. But even casual travelers can get more value with another card.
JetBlue Card pros
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Path toward elite status: Very few airline credit cards allow you to earn elite status just with your everyday spending.
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No annual fee: If you're fee-averse, the JetBlue Card could be a good way to earn airline rewards without worrying about a yearly charge.
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Solid bonus rewards rates: The card offers a high rewards rate on eligible purchases with the airline, as well as bonus rewards on some everyday spending categories. Compared to other airline credit cards — even some that charge annual fees — these rewards rates are solid.
JetBlue Card potential cons
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Low welcome offer: Even compared to other no-annual-fee credit cards, the JetBlue Card's welcome bonus is low.
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Low base rewards rate: You'll likely earn just 1 point per dollar on the vast majority of your spending. If you want more than that, consider a card that offers 1.5% or 2% back as a base rewards rate.
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Few benefits: With no annual fee, you generally can't expect much from an airline credit card, and the JetBlue Card is no exception. While some cardholders may be able to use the card to earn Mosaic status, it takes a lot of spending to get there, and the card doesn't offer any other standout perks.
Where can you use the JetBlue Card?
The JetBlue Card can be used anywhere Mastercard is accepted, which is just about anywhere that accepts credit cards in the U.S. and abroad. Additionally, the card doesn't charge a foreign transaction fee on international purchases.
How to make a JetBlue Card payment
Barclays, which issues the JetBlue Card, offers a few different options for making credit card payments, including:
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Online: You can log in to your online account or the Barclays US mobile app to pay your bill using a linked bank account.
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Phone: Call 866-383-8192 to make a payment using your linked bank account.
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Mail: You can mail a check or money order to the address listed on your statement.
JetBlue Card customer service info
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Customer service availability: Phone 24/7
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Phone number: 866-928-3104
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Customer service email: Barclays doesn't offer email support, but you can reach out to a representative on X (formerly Twitter) @AskBarclaysUS.
Alternative cards to consider
If you're looking for an airline credit card that offers more value, consider the JetBlue Plus Card, which offers a much bigger welcome bonus, a variety of flight perks and bonus points each year to help offset the card's $99 annual fee.
Alternatively, if you're looking for more flexibility, here are a few other cards to compare with the JetBlue Card.
- Annual fee$95
- Welcome offerEarn 75,000 miles after spending $4,000 on purchases in the first 3 months
- Card type(s)Travel
- Purchase APR19.99% - 29.74% variable
- Recommended credit scoreGood, Excellent
- Rewards rate
- 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel
- 2x miles on all other purchases
- Benefits
- Receive up to a $120 statement credit for Global Entry or TSA Precheck application fees
- Receive a $50 experience credit, room upgrades, and early check-in at eligible hotels
- Access Hertz's Five Star membership tier, offering free upgrades, a wider selection of vehicles, and more
Why we like it: If you want more flexibility and great rewards on every purchase, the Capital One Venture Rewards Credit Card is a great choice. It offers an impressive welcome bonus and a base rewards rate of 2 miles per dollar on all of your purchases.
You can redeem your miles for travel by booking directly with the Capital One Travel portal or by using the card to book travel on your own with an eligible merchant and then request a statement credit within 90 days. You can also transfer your miles to several airline and hotel loyalty program partners.
While the card charges a $95 annual fee, you'll get an application fee credit toward Global Entry or TSA PreCheck every four years, elite status with Hertz, and no foreign transaction fees.
- Annual fee$95
- Welcome offerEarn 60,000 bonus points after spending $4,000 in the first 3 months — that's worth $750 when redeemed through Chase Travel℠
- Card type(s)Travel
- Ongoing Purchases APR20.74% - 27.74% Variable
- Recommended credit scoreExcellent/Good
- Rewards rate
- 5x points on travel purchased through Chase Travel℠
- 3x points on dining, select streaming services, and online groceries
- 2x points on all other travel purchases
- 1x points on all other purchases
- Benefits
- Points are worth 25% more when you redeem for airfare, hotels, car rentals and cruises through Chase Travel
- Earn up to $50 in annual statement credits for hotel stays purchased through Chase Travel
- On every account anniversary, earn bonus points equal to 10% of your total purchases made the previous year
Why we like it: The Chase Sapphire Preferred Card is a rewards powerhouse, with a sizable welcome offer, bonus points on several everyday spending categories, and flexibility with redemptions. You'll also earn a 10% points bonus each year based on your spending.
When redeeming points, you'll get 25% more value if you use rewards to book travel through Chase. You can also get cash back, buy gift cards, shop online, and transfer your points to several airline and hotel loyalty programs. The card doesn't charge foreign transaction fees.
You'll also get up to $50 in statement credits each year toward hotel bookings made through Chase, which helps reduce the sting of the card's $95 annual fee.
- Annual fee$0 Intro for First Year, then $95.
- Welcome offerEarn 60,000 bonus miles after spending $3,000 in the first 3 months
- Card type(s)Travel, Airline
- Ongoing Purchases APR21.24% - 28.24% Variable
- Recommended credit scoreGood, Excellent
- Rewards rate
- 2x miles on dining, hotel stays, and United® purchases
- 1x miles on all other purchases
- Benefits
- Free first checked bag
- Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
- 25% back as a statement credit on food, beverage, and Wi-Fi purchases on United-operated flights and on Club premium drinks
Why we like it: If you want an airline credit card that offers robust options for both domestic and international destinations, consider the United Explorer Card.
The card offers a solid welcome bonus plus bonus miles on several different spending categories. What's more, you'll get some great benefits, including two one-time passes to the United Club airport lounge each year, priority boarding, your first checked bag free, premier upgrades on award tickets, a 25% discount on inflight and Club drink purchases, and an application fee credit toward Global Entry, TSA PreCheck, or NEXUS.
The card charges a $0 intro annual fee the first year, then $95 after that.
This article was edited by Rebecca McCracken
Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. All opinions belong solely to Yahoo Finance and are not those of any other entity. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information. This site doesn't include all currently available offers. Credit score alone does not guarantee or imply approval for any financial product.
