Whether you're a Disney adult or planning the family summer vacation, the Disney® Visa® Card could help you earn rewards for your next Disney trip. The card has no annual fee, and you can take advantage of a special 0% APR offer on Disney vacation packages to finance your next vacation.

Disney Visa Card at a glance

• Annual fee: $0

• Welcome offer: Qualify for a $150 statement credit after spending $500 on purchases within 3 months

• Rewards:

  • 1% in rewards dollars for every $1 spent on all purchases

Annual fee

The Disney Visa card has no annual fee, and changing your card design is free. For Disney devotees, this is a major perk, as it allows them to feature the Sleeping Beauty castle, baby Yoda, Mickey Mouse, and more at no added cost.

Welcome offer

If you spend at least $500 on purchases within three months of account opening, you'll qualify for a $150 new cardmember bonus — a significant bonus for a relatively low spending requirement.

Intro offer

This card does have an APR offer, but it only applies to Disney vacation package bookings. If you book your next Disney trip with your card, you can take advantage of 0% APR for six months from the date of purchase (variable APR 19.24% to 28.24% after that).

Rewards rate

With the Disney Visa Card, you'll earn 1% in rewards dollars for every $1 spent on all purchases, with no cap on how much you can earn.

How to earn rewards

The Disney Visa card has a flat rewards program that gives you 1% in rewards for every purchase you make, so you'll earn one simple rate on every transaction. One Disney Rewards Dollar equals $1 in value when you redeem your rewards toward Disney products/experiences at most Disney locations in the U.S.

How to redeem rewards

You can redeem your Disney Visa rewards in the following ways:

• Redeem rewards toward Disney Resort stays and park tickets

• Purchases at DisneyStore.com

• Tickets for Disney, Pixar, Star Wars, and Marvel movies at AMC Theatres

Related: Check out the best credit cards for your next Disney trip

Additional benefits

• 10% savings at ShopDisney, merchandise locations at Walt Disney World and Disneyland: When you use your card for purchases at eligible locations, you can qualify for a 10% discount on your order.

• 10% at select restaurants in Disney: Some restaurants in the parks will give you a 10% discount when you use your card to pay the bill.

• 15% off tours: Receive 15% off select guided tours at the parks.

• Special photo opportunities: Cardmembers have access to exclusive character photo opportunities throughout the parks.

• Baggage delay insurance: If your trip on a common carrier is delayed by six hours or more, baggage delay insurance will reimburse you up to $100 a day for up to three days.

• Purchase protection: New purchases are covered against damage or theft for 120 days from their purchase date, up to a maximum of $500 per claim and $50,000 per account.

• Extended warranty protection: Extended warranty protection extends the warranties of three years or less by one year.

Who is the Disney Visa Card best for?

The Disney Visa Card is best for those who regularly enjoy the Disney theme parks and want to take advantage of the card's special financing offers and added perks. You'll earn a flat rewards rate, but you can qualify for 0% APR for six months on vacation packages, and you can enjoy benefits like discounts on tours and merchandise.

Disney Visa Card pros

• No annual fee: There is no annual fee, so you don't have to pay to add the card to your wallet.

• Intro APR on vacation packages: The Disney Visa card offers six months at 0% APR to pay off vacation packages.

• Valuable new cardmember bonus: Spend just $500 within three months of account opening and qualify for a $250 bonus. That spending requirement is rather low, making it easier to qualify for the bonus.

Read more: The best credit card sign-up bonuses

Disney Visa Card cons

• Promo APR only available on Disney vacations: The intro APR offer only applies to Disney vacation packages. All other transactions, including trips to other locations, will incur the regular purchase APR.

• Charges foreign transaction fees: If you plan on traveling overseas — for example, to visit Disneyland Paris or the Hong Kong Disneyland Resort — you'll pay 3% in foreign transaction fees.

• Low rewards rate: The card's rewards rate is just 1% on all transactions.

How to make a Disney Visa Card payment

The Disney Visa card is a co-branded card issued by Chase. You can make a payment online, through Chase's mobile app, over the phone or by sending a check through the mail:

• Online

• Mobile app

• Phone: 1-800-436-7958

• Mail: Mail a check or money order to the following address:

Cardmember Services

P.O. Box 6294

Carol Stream, IL 60197-6294

Disney Visa Card card customer service info

• Customer service availability info:

  • Customer support is available 24 hours a day, seven days a week.

• Phone number: 1-800-432-3117

• Disney Visa Card login page

Read more: The best vacation credit cards

Alternative cards to consider

If the Capital One Venture Rewards card isn't right for you, consider these alternative travel rewards cards:

Capital One Quicksilver Cash Rewards Credit Card

• Annual fee
  $0
• Welcome offer
  Earn a $200 cash bonus after spending $500 within the first 3 months
• Card type(s)
  Cash-back
• Introductory APR
  0% intro APR on purchases and balance transfers for 15 months, then variable 19.99% - 29.99% APR
• Purchase APR
  19.99% - 29.99% variable
• Recommended credit score
  Good, Excellent

• Rewards rate
  • 5% cash back on hotels and rental cars booked through Capital One Travel
  • 1.5% cash back on all other purchases

• Benefits
  • 0% intro APR on purchases and balance transfers for the first 15 months
  • No foreign transaction fees

Why we like it: With no annual fee or foreign transaction fees, the Capital One Quicksilver Cash Rewards card is a useful card for everyday spending. You'll earn 1.5% cash back on every purchase you make, and the card offers a generous intro APR on purchases and balance transfers.

Read our review of the Quicksilver Cash Rewards card

Learn more

Blue Cash Everyday® Card from American Express

Rates & fees, terms apply

• Annual fee
  $0
• Welcome offer
  Earn a $200 statement credit after spending $2,000 within the first 6 months
• Card type(s)
  Cash-back
• Introductory Balance Transfer APR
  0% on balance transfers for 15 months
• Ongoing Balance Transfer APR
  18.74%-29.74% Variable
• Introductory Purchases APR
  0% on purchases for 15 months
• Ongoing Purchases APR
  18.74%-29.74% Variable
• Recommended credit score
  Excellent, Good

• Rewards rate
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)
  • 3% cash back on U.S. online retail purchases (on up to $6,000 per year in purchases, then 1%)
  • 3% cash back at U.S. gas stations (on up to $6,000 per year in purchases, then 1%)
  • 1% cash back on all other purchases
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or on Amazon.com at checkout

• Benefits
  • 0% intro APR on purchases and balance transfers for the first 15 months
  • Get a $7 monthly statement credit after spending $9.99 or more on a streaming subscription to the Disney Bundle, plus earn up to $15 in monthly statement credits after purchasing a Home Chef subscription

Why we like it: The Blue Cash Everyday card, like the Disney Visa Card, doesn't have an annual fee, and offers substantial rewards.

Read our full review of the Blue Cash Everyday card

Learn more

Southwest Rapid Rewards® Plus Credit Card

• Annual fee
  $69
• Welcome offer
  Earn 50,000 points after spending $1,000 in first 3 months
• Card type(s)
  Travel, Airline
• Ongoing Purchases APR
  20.99% - 27.99% Variable
• Recommended credit score
  Excellent/Good

• Rewards rate
  • 2x on Southwest purchases
  • 2x on Rapid Rewards hotel and car rental partners
  • 2x on local transit and commuting, including rideshare
  • 2x on internet, cable, and phone services; select streaming
  • 1x on all other purchases

• Benefits
  • 3,000 bonus points after your Cardmember anniversary
  • 2 EarlyBird Check-In each year

Why we like it: The Southwest Rapid Rewards Plus card has an annual fee, but it offers valuable rewards and benefits. You'll earn two points for every $1 you spend on Southwest purchases, Rapid Rewards hotel and car rental reservations, local transit and rideshare services, and internet and streaming services. On all other purchases, you'll earn one point per $1 spent.

Read our review of the Southwest Rapid Rewards Plus card

Learn more

This article was edited by Rebecca McCracken

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