For the quarter ended March 2025, Prudential (PRU) reported revenue of $13.41 billion, down 38.2% over the same period last year. EPS came in at $3.29, compared to $3.12 in the year-ago quarter.
The reported revenue represents a surprise of -7.71% over the Zacks Consensus Estimate of $14.53 billion. With the consensus EPS estimate being $3.21, the EPS surprise was +2.49%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Prudential performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
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Assets Under Management and Administration - PGIM - Institutional customers: 620.2 billion compared to the 632.98 billion average estimate based on four analysts.
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Assets Under Management and Administration - PGIM - Retail customers: 240.6 billion versus 374.12 billion estimated by four analysts on average.
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Assets Under Management and Administration - PGIM - Total: 1385.3 billion compared to the 1401.42 billion average estimate based on four analysts.
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Assets Under Management and Administration - Assets under management - International Businesses: 19.3 billion compared to the 18.9 billion average estimate based on two analysts.
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Total Revenues- U.S. Businesses: $7.71 billion versus the four-analyst average estimate of $8.50 billion. The reported number represents a year-over-year change of -51.7%.
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Total Revenues- International Businesses: $4.74 billion versus the four-analyst average estimate of $4.60 billion. The reported number represents a year-over-year change of +0.5%.
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Adjusted Operating Income (Loss) basis- Policy charges and fee income: $1.11 billion versus the six-analyst average estimate of $1.12 billion.
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Adjusted Operating Income (Loss) basis- Net investment income: $4.52 billion compared to the $4.47 billion average estimate based on six analysts.
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Adjusted Operating Income (Loss) basis- Premiums: $6.45 billion versus $7.67 billion estimated by six analysts on average.
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Total Revenues- Corporate and Other: -$17 million compared to the $70.97 million average estimate based on four analysts. The reported number represents a change of -156.7% year over year.
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Total Revenues- U.S. Businesses- Individual Life: $1.52 billion versus $1.57 billion estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -4.1% change.
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Total Revenues- U.S. Businesses- Group Insurance: $1.75 billion versus $1.64 billion estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +7% change.