Raising your credit score in 2025: Expert tips from Experian
Are you looking to boost your credit score in 2025? Experian senior director of public education and advocacy Rod Griffin joins Wealth to share tips on credit score improvement. Griffin emphasizes that there's no "quick fix" to improving credit scores. However, he highlights three key strategies that can help: looking at your reports; consistently paying bills on time, especially if you've fallen behind; and developing a repayment plan while reducing overspending. For those struggling with timely payments, Griffin recommends proactively contacting lenders. Many lenders offer payment plans to help reduce costs, adding that "they want to get paid just like you want to pay them." To protect against credit-related fraud, Griffin advocates for weekly credit monitoring and subscribing to a monitoring service to do so. He also elaborates on the important 30% utilization threshold and explains the real impact closing a credit card has on your credit score. To watch more expert insights and analysis on the latest market action, check out more Wealth here. This post was written by Angel Smith
